TERMS & CONDITIONS
TERMS OF PARTICIPATION
Please READ Carefully. By purchasing this product you (herein referred to as "Client") agree to the following terms stated herein.
PROGRAM/SERVICE
Protect My Paychecks LLC
www.protectmypaychecks.com
Miramar, FL 33025 US
PROTECT MY PAYCHECKS LLC (herein referred to as "PROTECT MY PAYCHECKS LLC" or "Company") agrees to provide Educational Training (herein referred to as "Program") identified in online commerce shopping cart. Client agrees to abide by all policies and procedures as outlined in this agreement as a condition of their participation in the Program.
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THE WEBSITE.
By using the Website, you signify your agreement to everything in these Terms of Use and our Terms of Purchase and Refund Policy. If you do not agree to these Terms of Use, you may not use the Website. In addition, when you use any of our current or future services, you will also be subject to our guidelines, terms, conditions and agreements applicable to those services. If these Terms of Use are inconsistent with the guidelines, terms and agreements applicable to those services, these Terms of Use will control. When we say PROTECT MY PAYCHECKS LLC, we mean any and all companies affiliated with PROTECT MY PAYCHECKS LLC, including but not limited to: PROTECT MY PAYCHECKS LLC and all affiliates.
PROTECT MY PAYCHECKS LLC, and all affiliated companies currently provide users with access to educational resources (training videos, books, software, etc.), communication tools (newsletters, blogs, articles, etc.), forums, shopping services, marketing services, social media tools, and personalized content (collectively referred to as the "Services"). You also understand and agree that the Service may include sponsorships or advertisements. Most of these Services are provided free of charge. Unless explicitly stated otherwise, any new features that augment the current Service, including the release of new content, shall be subject to these Terms of Use.
Any and all PROTECT MY PAYCHECKS LLC services shall be subject to the Terms of Use. You understand and agree that all Services are provided "AS-IS" and that PROTECT MY PAYCHECKS LLC assumes no responsibility for the timeliness, deletion, delivery problems, or failure to store any user communications or personalization settings.
PROTECT MY PAYCHECKS LLC is an online store for financial protection resources and training materials. You will be charged for any materials that you wish to purchase. Prices may vary. You are responsible for obtaining access to the Service and for any third-party fees (e.g., internet or airtime charges). You must provide and are responsible for all equipment necessary to access the Service.
PRIVACY POLICY
Please review our Privacy Policy, which also governs your visit to our website and any purchases made on our website.
RESTRICTIONS ON USE OF OUR CONTENT
The content contained on this Website (collectively, "Content") such as text, logos, artwork, graphics, icons, images, audio, video clips, digital downloads, data compilations, and software is the property of PROTECT MY PAYCHECKS LLC or our licensors or licensees. This content is protected by United States and international copyright laws.
All logos, trademarks, service marks, and trade names (each, a "Mark") on the Website are proprietary to PROTECT MY PAYCHECKS LLC or our licensors. Permission is not granted to use any of the Marks in connection with any product or service that is not ours. Unauthorized use of any Mark may violate copyright, trademark, or other laws.
You are granted a limited license to access and make personal use of the Website. You may not download (other than page caching), modify, or make commercial use of the Website or any of its contents without express written consent.
CHANGES TO TERMS
These Terms, or any part thereof, may be modified at any time and will be effective immediately upon posting. Continued use of the Website shall be deemed acceptance of such changes.
CHANGES TO WEBSITE
We reserve the right to change or discontinue any aspect of the Website or Services at any time without notice.
REGISTRATION
You may be given the opportunity to register to receive information or participate in certain features. By registering, you warrant that all information provided is accurate and current. You are responsible for maintaining your registration data and for all activity under your user account.
FORUMS, USER CONTENT, AND SUBMISSIONS
Any materials, feedback, submissions, or content posted by users are considered non-confidential and may be used by PROTECT MY PAYCHECKS LLC in any way. Users are prohibited from posting unlawful, defamatory, obscene, or otherwise objectionable content. We reserve the right to remove or edit such content at our discretion.
FEES
Initial Fee
Service packages are available at varying fees. Any specific offerings, such as training or consultation packages, will have fees listed clearly during checkout.
REFUND POLICY
Due to the digital nature of the services and training provided, there is a strict no-refund policy for marketing and consulting services. Deposits are non-refundable after 7 days.
ELECTRONIC COMMUNICATIONS
When you visit the Website or send e-mails to us, you consent to receive communications from us electronically. All agreements, notices, and communications will be provided to you electronically.
JURISDICTION
This Agreement shall be governed by the laws of the State of Florida without regard to its conflict of laws principles. All disputes arising under or relating to this Agreement shall be subject to the exclusive jurisdiction of the state and federal courts located in Florida.
If any provision is found unenforceable, the remaining provisions shall remain in full force and effect.
This policy was last updated on JULY 28, 2025.